Security and data protection, built in from the first table

Because Lendlogix customers are regulated or quasi-regulated lenders, the platform is built to support their obligations rather than to bolt compliance on afterwards.

Encryption

Data is encrypted in transit and at rest across every layer of the platform.

Access control

Role-based permissions, strong authentication and least-privilege access for every staff account.

Tenant isolation

Each lender's data is logically separated from every other tenant and enforced at the database row level.

Audit logging

Actions on applications, decisions and loans are logged for accountability and evidencing.

UK GDPR

Personal data handled under UK data-protection law with a clear lawful basis, data minimisation and retention controls.

Hosting & resilience

UK/EU hosting, regular encrypted backups, monitoring and a tested recovery process.

Compliance by design

Configurable and consistent affordability assessment; clear, compliant loan documentation; complete audit trails; and fair, structured arrears handling that supports good customer outcomes.

Lendlogix helps lenders evidence responsible lending. The lender remains responsible for its own regulatory compliance, and for holding the permissions any regulated integration requires.

Non-functional requirements

Availability
Designed for high availability with monitoring and alerting
Performance
Responsive under normal small-lender workloads, with headroom to grow
Scalability
Multi-tenant architecture that scales as customers and loan volumes increase
Maintainability
Mainstream stack, documented configuration and automated backups
Data protection
UK GDPR compliant by design