Solutions

Loan servicing software for UK lenders

Lendlogix services the whole book from one workspace — agreements, repayment ledger, arrears aging and reporting — so small and mid-sized lenders can retire spreadsheets without stitching four systems together.

What the servicing layer covers

Agreements and documents

Generate compliant credit agreements from the approved terms and keep every executed document against the loan record.

Repayment ledger

Amortised schedules, instalment tracking, part payments, fees and interest — reconciled line by line as money arrives.

Arrears and collections

Automatic arrears detection with aging buckets, structured case handling and notes that evidence fair treatment.

Configurable decisioning

Your affordability and eligibility rules, applied consistently, with the rule results stored behind every decision.

Audit trail

Every staff action on an application, decision or loan is logged for accountability and regulatory evidencing.

Portfolio reporting

Application volume, approval rates, turnaround times, loan book value and arrears aging in one live view.

From decision to final instalment

1. Approve

The decision engine applies your rules and records the reasoning.

2. Document

The agreement is produced from the approved terms and signed off.

3. Service

Schedules, payments, fees and balances stay reconciled in the ledger.

4. Recover

Arrears cases open automatically and are worked to a fair outcome.

Loan servicing questions

What is loan servicing software?

Loan servicing software manages a loan after it is approved: producing the agreement, holding the repayment schedule, recording payments, tracking arrears and reporting on portfolio performance. Lendlogix covers that lifecycle alongside application capture and decisioning.

Does it handle arrears and collections?

Yes. Missed instalments create arrears cases automatically, grouped into aging buckets, with a structured workflow and notes so outcomes can be evidenced.

Can we use our own branding and domain?

Yes. Each lender workspace carries its own branding, borrower application page, custom domain and installable borrower app.

How is borrower data separated between lenders?

Every workspace is isolated at the database row level, encrypted in transit and at rest, and hosted in the UK/EU.